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Cheapest Financial services franchises to open

The 14 lowest-cost financial services franchises by total initial investment (FDD Item 7) — the low-cost end of the category, ranked from the disclosure documents themselves rather than from anyone's marketing. Every figure is read from the brand's most recent FDD — not marketing copy.

#FranchiseTotal investmentInvestmentRisk
1 Freeway Insurance(R) $59,475 $34,950 – $84,000 Medium
2 Liberty Tax Service - Unit · Item 19 ✓ $60,550 $49,700 – $71,400 Medium
3 Keystone Insurers Group $63,225 $27,250 – $99,200 High
4 Estrella Insurance · Item 19 ✓ $66,975 $49,950 – $84,000 Low
5 ATAX (Unit) · Item 19 ✓ $74,075 $59,150 – $89,000 High
6 Jackson Hewitt Tax Service · Item 19 ✓ $88,025 $71,050 – $105,000 Medium
7 Goosehead Insurance · Item 19 ✓ $88,750 $66,000 – $111,500 Medium
8 Select Quote Local Insurance $93,500 $73,500 – $113,500 Medium
9 H&r Block $98,415 $35,780 – $161,050 High
10 We Insure · Item 19 ✓ $98,902 $59,916 – $137,887 Medium
11 All Nevada Insurance® $101,800 $58,800 – $144,800 Medium
12 Veronica's Insurance $134,525 $79,450 – $189,600 Medium
13 Retirement Income Source $162,950 $100,400 – $225,500 Medium
14 Commission Express $203,550 $107,800 – $299,300 Medium

Ranked from FDDs filed with state franchise registries. Figures are as disclosed by each franchisor; “best” reflects the single metric above, not an overall recommendation. Tap any brand for the full cost, earnings, litigation and benchmark breakdown, free.

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More financial services rankings

Fastest-growing Financial services franchisesFinancial services franchises ranked by average revenueFinancial services franchises with disclosed Item 19 earningsFinancial services franchises with the most franchisee lawsuitsLowest-churn Financial services franchisesLowest-royalty Financial services franchises
This report compiles and structures publicly filed Franchise Disclosure Document (FDD) data from state franchise registrations. It is not legal, financial, or investment advice, is not affiliated with or endorsed by any franchisor, and does not replace reading the full FDD or consulting a franchise attorney or accountant. All figures are as disclosed by the franchisor in its most recent registered FDD. Item 19 financial performance representations are made at the franchisor’s option and may be absent or limited.