Franchise Facts Report → brands → Estrella Insurance
Estrella Insurance franchise — is it worth it?
Low risk Growing network Item 19 disclosed
Estrella Insurance offers a financial services franchise with a relatively low initial investment range of $49,950 to $84,000.
Everything below is free, read straight off Estrella Insurance's registered filing, with where the numbers land against financial services peers. Weighing Estrella Insurance against other options? Get a free shortlist of franchises that fit your budget.
Figures above are as disclosed in Estrella Insurance's most recent FDD (registered 2024). Source: California Dept. of Financial Protection and Innovation — Franchise Registration · filing app-28042 — check it yourself. See every other California-registered franchise.
Considering Estrella Insurance? See what else fits your budget
Tell us your budget and the industries you're open to. We'll match you with 5–10 franchises whose own FDDs fit — ranked by earnings disclosure, growth and closure rate — and email you the list. Estrella Insurance will be on it if it fits.
How much does a Estrella Insurance franchise make?
Estrella Insurance is one of the franchisors that answers this on the record: its most recent FDD makes an Item 19 financial performance representation — actual unit earnings figures, disclosed by the franchisor itself. The headline figure did not machine-read cleanly from this filing, so we don't print one; Item 19 of the source FDD has the tables. See every financial services brand that discloses earnings in the Financial services franchises with disclosed Item 19 earnings ranking.
Estrella Insurance franchise profit vs. revenue
Revenue is not profit. An Item 19 almost always reports sales — what a location takes in — not what an owner keeps. Out of that number come Estrella Insurance's 10% royalty, the ad fund, rent, payroll, supplies and debt service. No FDD tells you a Estrella Insurance franchise's profit, because profit depends on your site, your rent and how you run it — so treat any "Estrella Insurance franchise profit" figure quoted elsewhere as someone's estimate, not a disclosure.
Estrella Insurance lawsuits & legal history (FDD Item 3)
Estrella Insurance's most recently filed Franchise Disclosure Document (2024) discloses no litigation in Item 3. That is a real signal rather than a gap: the FTC Franchise Rule requires a franchisor to disclose material litigation involving itself, its predecessors, parents, affiliates and management, so an empty Item 3 in a current filing means there was nothing it was required to report. It is worth reading alongside the churn numbers — a system can have a clean Item 3 and still be losing franchisees, which is what Item 20 shows.
Estrella Insurance closures & failure rate
Before you sign, Estrella Insurance will hand you a list of current owners to call as references — and they choose who's on that list. It won't include the owners who quit, got bought out, or were forced out last year. The FDD does report that number, even though the reference list leaves those people off. Below is what Estrella Insurance's most recent filing shows, and whether it's normal for a financial services of this kind.
The closest thing an FDD has to a failure rate is Item 20 — outlet openings, closures, terminations and non-renewals, reported by the franchisor. Estrella Insurance's latest tables show a growing franchised network. Net franchised outlets moved +13 to 186 in the latest reported year.
Who owns Estrella Insurance?
Estrella Insurance's franchise is offered by Estrella Franchising, LLC — the franchisor named on the cover of its most recently filed Franchise Disclosure Document (2024), and the entity a franchisee actually signs with. That name comes straight off the filing at CA DFPI; it identifies the franchisor, not necessarily the ultimate parent company behind it.
Financial services franchises at a similar investment level
Anyone weighing Estrella Insurance is really weighing it against the other brands their money could go into. These are the closest by total initial investment (FDD Item 7), each with its own FDD-based page.
Estrella Insurance franchise — frequently asked
Who owns Estrella Insurance — who is the franchisor?
Estrella Insurance's most recently filed FDD (2024) names Estrella Franchising, LLC as the franchisor — the entity you would actually sign the franchise agreement with, as stated on the disclosure document itself. A registry filing names the franchisor, not necessarily its ultimate parent company.
How much does a Estrella Insurance franchise cost?
Estrella Insurance's most recently filed FDD (Item 7) puts the total estimated initial investment at $49,950 – $84,000, with an initial franchise fee of $25,000 and a 10% royalty. That price is the franchisor's own estimate of what it takes to open, not a quote. Against financial services peers it sits in the top quartile (median $91,125).
How much profit does a Estrella Insurance franchise make?
Estrella Insurance discloses unit earnings in Item 19, but that figure is revenue — sales — not profit. Royalties (10% of gross for Estrella Insurance), the ad fund, rent, payroll and supplies all come out of it, and no FDD discloses what an owner nets. Any Estrella Insurance franchise profit number quoted elsewhere is an estimate.
Does Estrella Insurance disclose financial performance (Item 19)?
Yes — Estrella Insurance reports unit-level earnings in Item 19. The headline figure did not machine-read cleanly, so check Item 19 of the source FDD for the numbers.
Are there lawsuits against Estrella Insurance?
No — Estrella Insurance's most recently filed FDD (2024) discloses no litigation in Item 3. Franchisors must disclose material litigation involving themselves, their predecessors, parents, affiliates and management, so an empty Item 3 is a genuine signal rather than an omission.
Is Estrella Insurance a good franchise to buy?
Nobody can answer that from Estrella Insurance's numbers alone — it comes down to how its investment, earnings, litigation and franchisee churn stack up against financial services peers and against your own budget. Our read on this filing is low risk. Every figure behind that read is on this page for free. If you're comparing options, the free shortlist on this page matches you with 5–10 franchises that fit your budget and industry.
Get a free email when something changes on Estrella Insurance or financial services: a new FDD registration, a new lawsuit, an outlet count that shifts, or Item 19 earnings going from undisclosed to disclosed. Pulled straight from the same state registries this page is built on.