Franchise Facts Report → brands → House of Bread
House of Bread franchise — is it worth it?
Medium risk Shrinking network Item 19 disclosed
House of Bread Franchising operates in the Food & Beverage sector, offering an investment range of $198,000 to $584,000.
Everything below is free, read straight off House of Bread's registered filing, with where the numbers land against food & beverage peers. Weighing House of Bread against other options? Get a free shortlist of franchises that fit your budget.
Figures above are as disclosed in House of Bread's most recent FDD (registered 2025). Source: California Dept. of Financial Protection and Innovation — Franchise Registration · filing app-31401 — check it yourself. See every other California-registered franchise.
Considering House of Bread? See what else fits your budget
Tell us your budget and the industries you're open to. We'll match you with 5–10 franchises whose own FDDs fit — ranked by earnings disclosure, growth and closure rate — and email you the list. House of Bread will be on it if it fits.
How much does a House of Bread franchise make?
House of Bread is one of the franchisors that answers this on the record: its most recent FDD makes an Item 19 financial performance representation — actual unit earnings figures, disclosed by the franchisor itself. The headline figure did not machine-read cleanly from this filing, so we don't print one; Item 19 of the source FDD has the tables. See every food & beverage brand that discloses earnings in the Food & beverage franchises with disclosed Item 19 earnings ranking.
House of Bread franchise profit vs. revenue
Revenue is not profit. An Item 19 almost always reports sales — what a location takes in — not what an owner keeps. Out of that number come House of Bread's 6% royalty, the ad fund, rent, payroll, supplies and debt service. No FDD tells you a House of Bread franchise's profit, because profit depends on your site, your rent and how you run it — so treat any "House of Bread franchise profit" figure quoted elsewhere as someone's estimate, not a disclosure.
House of Bread lawsuits & legal history (FDD Item 3)
House of Bread's most recently filed Franchise Disclosure Document (2025) discloses no litigation in Item 3. That is a real signal rather than a gap: the FTC Franchise Rule requires a franchisor to disclose material litigation involving itself, its predecessors, parents, affiliates and management, so an empty Item 3 in a current filing means there was nothing it was required to report. It is worth reading alongside the churn numbers — a system can have a clean Item 3 and still be losing franchisees, which is what Item 20 shows.
House of Bread closures & failure rate
Before you sign, House of Bread will hand you a list of current owners to call as references — and they choose who's on that list. It won't include the owners who quit, got bought out, or were forced out last year. The FDD does report that number, even though the reference list leaves those people off. Below is what House of Bread's most recent filing shows, and whether it's normal for a food & beverage of this kind.
The closest thing an FDD has to a failure rate is Item 20 — outlet openings, closures, terminations and non-renewals, reported by the franchisor. House of Bread's latest tables show a shrinking franchised network — more units left than opened. Net franchised outlets moved -1 to 5 in the latest reported year.
Who owns House of Bread?
House of Bread's franchise is offered by House of Bread Franchising — the franchisor named on the cover of its most recently filed Franchise Disclosure Document (2025), and the entity a franchisee actually signs with. That name comes straight off the filing at CA DFPI; it identifies the franchisor, not necessarily the ultimate parent company behind it.
Food & beverage franchises at a similar investment level
Anyone weighing House of Bread is really weighing it against the other brands their money could go into. These are the closest by total initial investment (FDD Item 7), each with its own FDD-based page.
House of Bread franchise — frequently asked
Who owns House of Bread — who is the franchisor?
House of Bread's most recently filed FDD (2025) names House of Bread Franchising as the franchisor — the entity you would actually sign the franchise agreement with, as stated on the disclosure document itself. A registry filing names the franchisor, not necessarily its ultimate parent company.
How much does a House of Bread franchise cost?
House of Bread's most recently filed FDD (Item 7) puts the total estimated initial investment at $198,000 – $584,000, with an initial franchise fee of $35,000 and a 6% royalty. That price is the franchisor's own estimate of what it takes to open, not a quote. Against food & beverage peers it sits in the lower quartile (median $379,725).
How much profit does a House of Bread franchise make?
House of Bread discloses unit earnings in Item 19, but that figure is revenue — sales — not profit. Royalties (6% of gross for House of Bread), the ad fund, rent, payroll and supplies all come out of it, and no FDD discloses what an owner nets. Any House of Bread franchise profit number quoted elsewhere is an estimate.
Does House of Bread disclose financial performance (Item 19)?
Yes — House of Bread reports unit-level earnings in Item 19. The headline figure did not machine-read cleanly, so check Item 19 of the source FDD for the numbers.
Are there lawsuits against House of Bread?
No — House of Bread's most recently filed FDD (2025) discloses no litigation in Item 3. Franchisors must disclose material litigation involving themselves, their predecessors, parents, affiliates and management, so an empty Item 3 is a genuine signal rather than an omission.
Is House of Bread a good franchise to buy?
Nobody can answer that from House of Bread's numbers alone — it comes down to how its investment, earnings, litigation and franchisee churn stack up against food & beverage peers and against your own budget. Our read on this filing is medium risk. Every figure behind that read is on this page for free. If you're comparing options, the free shortlist on this page matches you with 5–10 franchises that fit your budget and industry.
Get a free email when something changes on House of Bread or food & beverage: a new FDD registration, a new lawsuit, an outlet count that shifts, or Item 19 earnings going from undisclosed to disclosed. Pulled straight from the same state registries this page is built on.